The latest articles and advice to help you build credit.
Adverse credit report entries generally remain for seven years; however, the negative impact should decline over time. If other reported accounts are current and remain in
The rapid rescore process is a service most commonly purchased by a mortgage lender when a prospective homebuyer’s credit score needs a slight improvement for either
Lenders and credit card issuers use your credit score to determine your financing terms, such as your annual percentage rate and credit limit. However, that doesn’t mean
When you’ve applied for a loan or credit card and gotten denied, you’re given reasons for the denial that are sometimes confusing to understand. And finding derogatory
Credit card churning is an advanced strategy that requires significant organization and attention to take full advantage of it. That being said, you shouldn’t use this if
