Credit Strong Articles, Advice and News

    How Long Does It Take to Rebuild Credit?

    How to Get an 800 Credit Score

    This is a guest post from guest writer Kali Geldis

    According to the Fair Isaac Corporation, the creator of the FICO scoring system, the average consumer credit score hovers around 700, which is considered a good score. Anything that falls between 740 to 799 is “very good,” and anything above 800 is considered “exceptional.” But not many people reach the exceptional range. Only a little over 20% of consumers ever earn a score of 800 or higher.

    How to Correct Credit Card Errors

    This is a guest post by Logan Allec of “”

    This article will cover the most important things to know in order to avoid credit card errors and correct them quickly. These errors happen more frequently than you might think, so it’s important to monitor your statements for any irregularities.

    How Does Credit Strong Compare to Other Credit Building Accounts?

    Establishing, building, or rebuilding credit can require a two-pronged approach.  Click here to Learn About Our Approach

    What to Expect From Your Credit Strong Account

    You may be interested in building credit and saving money but you aren’t sure what to expect from a Credit Strong account.  Click Here to Learn About Our Builder

    How FICO® Scores Work

    FICO score is calculated by a computer algorithm that evaluates sources and types of information on your report when you apply for credit.  Click to Learn About this algorithm

    Applying for a Credit Strong Account?

    Learn about applying for a Credit Strong Account, How long it takes, what is required and more  Click here to Learn About Applying Today

    How Does A Credit Strong Account Work?

    A Credit Strong account is the first fusion of credit building and an FDIC insured savings account available nationwide.  See our intro video at:

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    About Credit Strong

    Credit Strong is a division of Austin Capital Bank, a 5-star rated independent community bank and member of the FDIC. We have grown to be one of the preeminent community banks in Central Texas and a national leader in responsible financial services innovation.

    Accountholders must be at least 18 years old and a citizen of the United States or permanent resident with a valid social security number. Applicants for accounts are subject to verification of identity. A valid bank account or debit card account are required for payment. All loans are subject to consumer report review and approval.

    Credit Strong is NOT a credit repair service and does not remove negative credit history from your credit profile. Disclaimer: Credit profile improvement is not guaranteed. Changes in your credit score reflect individually specific financial behavior and history. Failure to make minimum required loan payments on-time may result in your loan payment(s) being reported as delinquent to credit bureaus which may negatively impact your credit profile.

    Testimonial Disclaimer: Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals. Testimonials may not be representative of all individuals and certain individuals may have inferior results than indicated in testimonials.

    Credit Strong® is a registered trademark of Austin Capital Bank SSB. FICO® is a registered Trademark of Fair Isaac Corporation. Austin Capital Bank SSB. Member FDIC. Equal Housing Lender. © 2019 Austin Capital Bank SSB. All Rights Reserved.