Have a question?  Find out more about Credit Strong here.

Credit Strong accounts

What is a Credit Strong account?

How exactly does a Credit Strong account work?

What is the total cost of my Credit Strong Account?

Where are Credit Strong accounts available?

After I open my Credit Strong account, what should I expect?

What happens at the end of my Credit Strong account?

Can I pay back my Credit Strong account early?

Is Credit Strong legit? How do I know this isn’t a scam?

Can I have multiple Credit Strong accounts at the same time?

Can I make withdrawals from my Credit Strong account?

When will I receive the money from the installment loan?

Can two people co-own or co-sign on the same Credit Strong account?

Applying for a Credit Strong Account

How long will it take to apply for and open my Credit Strong account?

What is required to open a Credit Strong account?

How do you determine if I’m eligible for a Credit Strong account?

What is the minimum income required to open a Credit Strong account?

Will I be denied if I have no credit score or a low credit score on my consumer credit report?

If I apply and I am denied, will it hurt my credit score?

What happens if I didn’t get your verification code?

Why was I denied for a Credit Strong account?

Can I reapply if I was denied for a Credit Strong account?

If I was denied, how long do I need to wait before I can reapply for a Credit Strong account?

I started my Credit Strong application but didn’t finish opening my Credit Strong account. How long do I have to finish the account opening process?

I’m having trouble verifying I am not a robot while applying.  What should I do?

Credit Score and Reporting

What credit score do you provide?

Do you perform a ‘hard’ inquiry or pull on my credit report?

Do you report to all three major credit bureaus?

How long does it take for my credit builder loan to appear on my credit report?

How much will a Credit Strong account increase my score?

Why did my score dip when after getting a Credit Strong account?

I don’t have a credit score on the Credit Strong dashboard, what’s wrong?

How do I dispute a posting on my credit report?

What do I do if my identity was stolen?

Accountholders must be at least 18 years old and a citizen of the United States or permanent resident with a valid social security number. Applicants for accounts are subject to verification of identity. A valid bank account or debit card account are required for payment. All loans are subject to consumer report review and approval.

Credit Strong is NOT a credit repair service and does not remove negative credit history from your credit profile. Disclaimer: Credit profile improvement is not guaranteed. Changes in your credit score reflect individually specific financial behavior and history. Failure to make minimum required loan payments on-time may result in your loan payment(s) being reported as delinquent to credit bureaus which may negatively impact your credit profile.

Testimonial Disclaimer: Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals. Testimonials may not be representative of all individuals and certain individuals may have inferior results than indicated in testimonials.

Credit Strong® is a registered trademark of Austin Capital Bank SSB. FICO® is a registered Trademark of Fair Isaac Corporation. Austin Capital Bank SSB. Member FDIC. Equal Housing Lender. © 2019 Austin Capital Bank SSB. All Rights Reserved.