The latest articles and advice to help you build credit.
The three major credit bureaus, Equifax, Experian, and TransUnion, must record hard credit inquiries or “hard pulls” on consumer credit files for two years. A credit
Most negative credit report entries such as late payments that appear on your credit history with the major credit bureaus remain for seven years. In the meanwhile, consumers
Your credit impacts your life in more ways than you might think. Not only can a bad score limit your access to affordable financing, but it can also be a red flag to prospective
Revolving credit is popular with many consumers because of its flexibility. Commonly available through credit cards, revolving credit can be used to finance a broad range of
One common misconception about credit is that having no credit history is equivalent to having a bad credit score. It sounds right at first, but that's not the case. People
