Revolv
A FASTER WAY TO BETTER CREDIT.
Add a credit line that can help build or
rebuild your credit.
Revolv Plan Options
All plans report to the 3 major credit bureaus
Experian, Equifax, and TransUnion
No hidden fees or interest expense
See what's moving your score.
Reports to all 3 bureaus
Experian, Equifax, and TransUnion
Free FICO Score monthly
Used by 90% of top lenders
Personalized dashboard
Log in and track your progress
Lowers credit usage
Credit usage determines 30% of FICO® credit score
Increase your score fast by
lowering your utilization
Revolv increases your total credit limit - instantly lowering your credit utilization.
ExampleREVOLV PLUS 60%of limit used
REVOLV PLUS 10%of limit used
Credit Utilization determines 30% of your FICO® credit score
FAQs
CreditStrong® is a division of Austin Capital Bank, an independent community bank and member of the FDIC. We have grown to be one of the preeminent community banks in the nation and a national leader in responsible financial services innovation.
No, Revolv is not a credit card. It’s designed to build credit, not to spend — no funds are given up front, and no card is issued.
Revolv reports your new credit account to all 3 bureaus within 15 days and most customers see results within the first month. Some customers may take longer – individual results will vary based on your personal credit profile.
Want to know more?
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Connect with us
Call 833-850-0850 for Austin-based support, Mon–Fri, 8AM–5PM CT.
Visit our support center
Access online to learn more about your credit journey
See what 2+ million users are saying about CreditStrong.
“Not only am I approaching 700, but it's been less than a month. Literally the best thing that's happened to me.”
Kimi
“After almost four years with my auto loan, my credit score barely moved. I am in my third month with CreditStrong and my score has jumped over 45 points, and I just received my first credit card today. I had to change my payment to a new debit card and their customer service representative was extremely helpful and kind. Highly recommend this company.”
Ron
“Been on it for 6 months and my score is up 122 points. Along with fixing my credit, CreditStrong has worked wonders.”
Mathue
“I was so happy, and my credit offers got better, car loans got better. My life got better, and I thank you guys very much for helping me achieve that. I couldn't have done it without you guys. My new goal is 800.”
Kymani N.
“The process was simple, payments were easy to manage, and it helped me raise my credit score faster than I expected. I recently canceled my loan because I reached the credit score goal I was working toward, and I couldn't be happier with the results. If you're looking for a straightforward way to build your credit, I'd definitely recommend giving Credit Strong a try.”
Damarko
AS SEEN IN
Credit building and security only
a real bank can provide.
Build Credit Fast
1 Avg. first-year FICO Score increase of +88 pts for users who signed up in 2024, started below 550, and made 12 on-time payments. Individual results may vary.
2 Tradeline may be increased by adding a monthly savings plan and making on-time monthly savings payments. Monthly savings payments are reported to bureaus and enhance payment history. See FAQ and account documents for details.
CreditStrong® Austin Capital Bank SSB, Member FDIC.
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