Stronger Credit
starting at just $16/month
Whether you need a fast boost or long-term improvement,
improving your credit score has never been easier.
MAGNUM
Build long-term
payment history
Build Installment Credit
$1,000 to $25,000 Installment
Tradeline Reported
Revolv
Rapidly improve
your credit score
Build Revolving Credit
$1,000 to $10,000 Revolving
Tradeline Reported
Instal
Entry level credit builder
account for new builders
Build Installment Credit
$1,010 Installment
Tradeline Reported
The Perfect Combination
Revolv + MAGNUM
Like peanut butter and jelly – a great combination for a complete credit profile. Together, they improve the mix of credit on your credit report.
Good Credit Mix =
Revolving + Installment credit tradelines
Credit Mix determines
10% of your FICO® credit score
Strong credit scores are built on a foundation of on-time
payment history for large amounts of credit.
Build a credit profile lenders trust by adding a $1,000 to $25,000 bank installment credit tradeline.
Build Stronger credit starting at just $16/month
MAGNUM
Payment Installment
Tradeline Reported
MAGNUM XL
Payment Installment
Tradeline Reported
* All MAGNUM accounts have a $25 non-refundable administrative fee.
Frequently Asked Questions
An installment credit builder account is a cash-secured credit builder loan where the loan funds are deposited in a deposit account in your name and locked to secure the loan. You do not receive loan funds until the loan is paid off in full or closed.
The secured loan and the monthly payments you make are reported to the three major credit bureaus, building valuable credit history.
Your monthly payment is part loan principal and part interest; the principal is returned to you when your account is closed — the interest is how we earn money to provide the service.
You may pay off, pay down, or close your account at any time with no penalty.
What our members say
Real People. Real Results.
“After almost four years with my auto loan, my credit score barely moved. I am in my third month with CreditStrong and my score has jumped over 45 points, and I just received my first credit card today. I had to change my payment to a new debit card and their customer service representative was extremely helpful and kind. Highly recommend this company.”
“So far so good. The loan I took out has helped my credit score go up and stay consistent. I have yet to have any issues. I would highly recommend the same thing for anyone who needs help with their credit.”
“Been on it for 6 months and my score is up 122 points. Along with fixing my credit, CreditStrong has worked wonders.”
“Not only am I approaching 700, but it’s been less than a month. Literally the best thing that’s happened to me.”
“I’ve had mine for only 3 months and my score jumped 110 points!”
why Revolv works
Credit utilization is holding
your score back
Credit utilization – the ratio of your revolving credit card balances to your credit limits – makes up 30% of your FICO® score. The lower utilization is, the higher your score.
Revolv lowers credit utilization
Revolv Plans
CreditStrong can positively impact factors that determine 90% of your FICO® Score
Build Payment History
Building payment history has never been easier. Every on-time monthly payment is reported to all three credit bureaus.
Reduce Utilization / Large Amount of Credit
Instantly reduce utilization and build big credit. Revolv reports up to $10,000 in revolving credit to lower your utilization ratio.
Longer Age of Credit
Build up to 120 months or more of credit history. Long-term MAGNUM accounts help maximize the age-of-credit factor.
Complete Credit Mix: Revolving + Installment
Revolv + MAGNUM can optimize your mix. A good credit profile includes both revolving and installment tradelines.
What is Instal?
Instal is our affordable entry-level credit builder account. Instal reports a $1,010 installment tradeline for just $28/month
Instal provides you with a FICO® Score 8 monthly so you can track your progress. 90% to 95% of top U.S. lenders use FICO® Scores to make lending decisions
How Instal Works
Your monthly commitment: $28
Simple, transparent, no surprises.
Activate your account today for just $15
One-time activation fee to get started immediately.
Pay $28 starting next month
Every payment builds credit history with all three credit bureaus.
After 48 months, get $1,010 back
You’ve established credit history and your principal is returned to you.
Frequently Asked Questions
Additional details
An installment credit builder account is a cash-secured credit builder loan where the loan funds are deposited in a deposit account in your name and locked to secure the loan. You do not receive loan funds until the loan is paid off in full or closed.
The secured loan and the monthly payments you make are reported to the three major credit bureaus, building valuable credit history.
Your monthly payment is part loan principal and part interest; the principal is returned to you when your account is closed — the interest is how we earn money to provide the service.
You may pay off, pay down, or close your account at any time with no penalty.
No Credit?
No Problem
Whether you’re just starting your credit journey or in the process of rebuilding your credit, we are here for you.
Reports to
all 3 bureaus
CreditStrong reports to Experian, Equifax, and TransUnion
Free FICO®
Score monthly
FICO® Scores are used by 90% of top lenders.
No hard
credit pull
There is no hard credit pull when you open a CreditStrong credit builder account
Cancel anytime
You can cancel any time with no penalty
Credit building and security
only a real bank can provide.
CreditStrong is part of an FDIC-insured bank, so you know your money and your personal information are safe and secure.
