All Credit Strong accounts are designed with a consumer friendly, customer first approach, including the ability to cancel or prepay all or a portion of your account at any time with no fee or penalty.  Prepaying part of your account:


Does not change your required monthly payment amount


Reduces the term of your account.  This may negatively affect your ‘Length of Credit History’ which impacts 15% of your FICO® Score


 Decreases your monthly interest expense


 Accelerates your savings progress

Prepaying an account simply means that you make additional payments to shorten the life of the loan. You may prepay all or a portion of your account by paying more than your regular monthly payment amount or making additional principal payments.

Subscribe 2500
$30 Extra Payment Every Month

Note: All amounts above are estimates based on on-time loan payments, actual amounts may vary depending on timing, amount, and number of payments.

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Accountholders must be at least 18 years old and a citizen of the United States or permanent resident with a valid social security number. Applicants for accounts are subject to verification of identity. A valid bank account or debit card account are required for payment. All loans are subject to consumer report review and approval.

Credit Strong is NOT a credit repair service and does not remove negative credit history from your credit profile. Disclaimer: Credit profile improvement is not guaranteed. Changes in your credit score reflect individually specific financial behavior and history. Failure to make minimum required loan payments on-time may result in your loan payment(s) being reported as delinquent to credit bureaus which may negatively impact your credit profile.

Testimonial Disclaimer: Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals. Testimonials may not be representative of all individuals and certain individuals may have inferior results than indicated in testimonials.

Credit Strong® is a registered trademark of Austin Capital Bank SSB. FICO® is a registered Trademark of Fair Isaac Corporation. Austin Capital Bank SSB. Member FDIC. Equal Housing Lender. © 2019 Austin Capital Bank SSB. All Rights Reserved.