OpenSky® and CreditStrong - Better Together

Two Banks Are Better Than One: When you combine OpenSky® and CreditStrong, you’ve got the power of two banks working for you to build your credit.

Adding an OpenSky® Secured Credit Card to your existing CreditStrong Credit Builder Account will provide you both term-style and revolving credit with all three major credit bureaus to build your profile even faster.

How Does OpenSky® Differ from CreditStrong?

Term credit history (like your CreditStrong Credit Builder Account) shows creditors that you can manage predictable payments for a period of time, meeting your obligations over time. Revolving credit history shows creditors that you can manage your expenses and keep your spending aligned with your budget.

OpenSky® offers a Secured Credit Card, a form of revolving credit that makes it a perfect compliment to your existing Credit Builder Account.

How to Get Started with OpenSky®

Secured credit cards in three easy steps.

Apply for the card

Submit a 5 minute application
No credit check needed to apply

Submit a security deposit

Choose your credit line with a one-time refundable deposit¹, starting at $200.
The security deposit¹ serves as collateral to your credit line.

Build Your Credit Score

Monthly reporting to all 3 major credit bureaus.
Make on-time payments to improve your credit score
Stay on track with the convenient OpenSky® mobile app

Just like with your existing CreditStrong Credit Builder Account, OpenSky® reports to all three major credit bureaus, where on-time payments and responsible utilization will help build your score.

Start With OpenSky

“My score has moved up 46 points in just 6 months!”

Laverne J., OpenSky® Customer

“Very helpful in rebuilding my credit after a messy bankruptcy.”

Yogi D., OpenSky® Customer

“My credit score went up from 547 to 651 in just 9 months! I have had nothing but good experiences with this card.”

Kd. N, OpenSky® Customer

Introducing OpenSky®