Better Credit
Starts Now
No minimum credit score required. No hard credit check. No worries.
Improve your credit up to
+88 points!1
As seen in
MAGNUM targets the pain points of your credit profile so you see results ASAP
Engineered for bigger and better credit on your terms
Payment history contributes 35% of your FICO® score. CreditStrong impacts 90% of your FICO® Score. Get better credit with the best plan for you
Credit building and security
only a real bank can provide.
CreditStrong is part of a FDIC-insured bank, ensuring your money and personal information are safe and secured up to $250,000.
Real People.
Real Results.
“CreditStrong significantly increased my score.”
Denise
“CreditStrong has helped my credit score go up and stay consistent – I would highly recommend the same thing for anyone who needs help with their credit. ”
Zachary
Start building credit today for as low as
$30 a month
Complete the CreditStrong account application in under 5 minutes
Choose a plan that fits your budget and pay the (small) admin fee
Make on-time monthly payments and track your FICO score from your CreditStrong dashboard
We report to all 3 credit bureaus — FICO® Scores are used by 90% of top lenders.
Build savings as you build credit – close your account at any time
GET STARTED
Plan Options
MAGNUM
- Build $2,000 to $25,000 of installment credit
- Designed to build a large amount of credit with a low monthly payment (not savings)
- Starting at just $30 a month
No Credit?
Bad Credit?
No Problem
Whether you’re just starting your credit journey or in the process of rebuilding your credit, we are here for you.
Report to
all 3 bureaus
CreditStrong reports to Experian, Equifax, and TransUnion
Free FICO®
Score monthly
FICO® Scores are used by 90% of top lenders.
No hard
credit pull
There is no hard credit pull when you open a CreditStrong credit builder account
You can
cancel anytime
You can cancel anytime with no penalty
Want to know more?
Chat with a real live person based in
Austin, Texas.
Chat Monday – Friday 8am to 5pm CT. After hours please leave a message and we’ll follow up with you the next business day.
Prefer to talk?
Call us at 833-850-0850 Monday – Friday 8am to 5pm CT
We don’t hide
the small print.
We’re
proud of it.
1Average first-year FICO® Score 8 increase of +88 points for CreditStrong account users who signed up in 2024; who started with a score below 550; who had 12 successful monthly payments. Individual results may vary.