“One month. Up 29 points!”
Kymari – March 2020
“My credit score has gone up 91 points since I started 3 months ago!”
Leathaniel – April 2020
“Pushing 700 now. This program is awesome!”
Sharell – April 2020

Before Credit Strong: You’re stuck in a vicious cycle of denials and high cost credit only to see your credit score remain flat.

After Credit Strong: Low monthly payments build your credit and grow your savings at the same time, unlocking new opportunities.

Build credit without a credit card.

Apply in minutes. We instantly give you a bank loan and place the funds in a FDIC insured savings account in your name. Funds are locked to secure the loan.

Make small monthly loan payments. As a bank, we report your payments to the three major credit bureaus, building your credit history each month.

Track your progress. We provide a monthly FICO® Score 8 for free, so you can track your progress. 90% of top lenders use FICO Scores when making decisions.

Unlock savings. When your loan is repaid in full, the lock is removed from your savings account. You’ve built both credit and savings.

Find your perfect plan

No matter where you start, you can reach your goals.

“I use this service and love it, it really does work. My FICO Score has gone up 38 points in just a couple of months. Would recommend to anyone needing to build credit.”

Pedro – April 2020
“Credit Strong is phenomenal! Having this tradeline gave me the extra boost I needed.”
Joseph March 2020
“Thank you Credit Strong! Thanks to you I was able to be approved for a brand new car.”
Jesse March 2020
“You guys helped me buy a house. I had a 394 when I started. 18 months later I have a 725!”
Christian April 2020
Credit Strong is a division of Austin Capital Bank