Start Building

Real People, Real Results

“One month. Up 29 points!”
Kymari
“My credit score has gone up 91 points since I started 3 months ago!”
Leathaniel
“Pushing 700 now. This program is awesome!”
Sharell

CreditStrong and OpenSky Work Together

Adding a CreditStrong installment credit builder account to your existing OpenSky Secured Visa revolving credit can build a healthier credit profile faster.

Revolving and installment credit work as a team to increase your credit mix and payment history. The more available credit you have, and the more payments you make on time, the stronger your credit will be.

Start Building

How to Get Started with CreditStrong

Apply in minutes. After the quick approval process, we instantly provide a secured credit building loan in your name.

Make small monthly payments.  As a bank, we report your payments to the three major credit bureaus, building your credit history each month.

Track your progress. Track your progress. We provide a monthly FICO® Score 8 for free so you can track your progress.

Unlock savings. When you close your account, you unlock your savings you’ve built up over time.

Start Building

Multiple plans to choose from

TEst

Instal

45

Point Increase

Average FICO Score Increase1

Entry level account for new builders

  • Build up to $1,100 of installment credit
  • Balances building credit with building savings
  • Starting at just $28 per month
Start Instal

MAGNUM

86

Point Increase

Average FICO Score Increase1

Largest long-term impact

  • Build a large amount of credit with a low monthly payment
  • Build $2,000 to $30,000 of installment credit history
  • Starting at just $30 per month
Start MAGNUM
rating
rating
Credit Strong is a division of Austin Capital Bank