Apply in minutes.

We instantly give you a bank loan and place the funds in a FDIC insured savings account in your name. Funds are locked to secure the loan.

Make small monthly loan payments.

As a bank, we report your payments to the three major credit bureaus, building your credit history each month.

100,00+ Clients Served

How it works?

1. Apply with
your EIN

We report credit under your company’s EIN and verify the identity and type of business for eligibility. Please see FAQ for eligibility criteria

2. Add

Add Owners. As a FDIC insured bank, we are required to verify the identity of the people that control the company.

3. Start Building
Business Credit

Once approved, we instantly give you a bank loan and lock the proceeds in a business savings account to secure the loan.

4. Track your

Every month we provide you with a business credit score grade for free so you can track your progress

5. No Commitments
at all

Cancel or payoff your business credit builder loan anytime for free. There are no fees for canceling your account early.


What is a Credit Strong account?

A Credit Strong account is the fusion of a secured consumer installment loan and a savings account. During the life of your Credit Strong account you build both credit history and savings.

Can I pay back my Credit Strong account early?

Yes. There is no prepayment or early withdrawal penalty for paying down, or paying off, your Credit Strong account loan early.

You should be aware that payment history is the most important factor for your FICO credit score and by paying off your loan early you will reduce the number of payments reported to the credit bureaus, potentially reducing the positive impact of the Credit Strong account loan on your credit score.

Build strong credit

while you save.

Apply now