Introducing OpenSky®
A great complement to your CreditStrong Credit Builder Account. OpenSky helps build your credit by adding a Secured Credit Card to your credit profile.
Two Banks Are Better Than One: When you combine a CreditStrong installment Credit Builder Account from Austin Capital Bank with an OpenSky® revolving Secured Credit Card from Capital Bank, you’ve got the power of two FDIC insured banks working together to build your credit.
Adding an OpenSky® Secured Credit Card to your existing CreditStrong Credit Builder Account will build both installment and revolving credit with all three major credit bureaus, building your profile even faster by enhancing your credit mix and payment history.
How Does OpenSky® Differ from CreditStrong?
Installment credit history (like your CreditStrong Credit Builder Account) shows creditors that you can manage fixed recurring monthly payments like a car payment or home mortgage. Revolving credit history shows creditors that you can manage your variable expenses and keep your spending aligned with your budget.
Demonstrating to creditors that you can responsibly manage both types of credit will boost your profile.
“My score has moved up 46 points in just 6 months!”
“Very helpful in rebuilding my credit after a messy bankruptcy.”