CreditStrong vs. StellarFi: Build & save more with flexible, simpler plans
CreditStrong and StellarFi have a number of things in common. Both credit building programs are easy to apply to and there’s no credit score or hard credit check required. For your convenience, both revolving credit builders also offer the ability to track your credit score and to automate your payments — with each on-time monthly payment building credit history.
How Do CreditStrong & StellarFi Compare?
Credit Score Increase
+62 points
*Average 62-point FICO® Score increase
No public information about average credit score increase
Product Types
Credit Builder Loans
Virtual Credit Card
StellarFi pays bills on your behalf and deducts the money from your account
Plans
11 plans across price points, needs, and budgets
2 plans
Max Credit Limit Report
Up to $3,000
$500 (Lite plan)
Up to $25K (Premium plan that is inaccessible for most users)
Report to all 3 credit bureaus
No, only Experian® and Equifax®
Build Savings?
Money Back?
Build credit and savings with Revolv. Receive your money back minus fee and interest
Membership fee is a sinking fund
Real People.
Real Results.
“CreditStrong significantly increased my score.”
Denise
“I truly recommend CreditStrong for anyone who is trying to rebuild credit — it opened up so many new doors since joining and I gained 100 points. Thanks for helping me get my credit where it needs to be. I now have very good credit!”
Artex
“CreditStrong has helped my credit score go up and stay consistent – I would highly recommend the same thing for anyone who needs help with their credit. ”
Zachary
Why should you choose CreditStrong over StellarFi?
We could go on all day, but here are some of the highlights:
- CreditStrong reports your credit limit and payment history to all three credit bureaus while StellafFi only reports to two
- With StellarFi, extra steps are required to set up the monthly bill payment, including setting up a virtual card and selecting which monthly expense to pay with it
- CreditStrong not only helps you build credit but also allows you to build savings; whereas StellarFi membership payments are a sinking fund
- CreditStrong’s revolving credit builder builds an average 62-point FICO® Score increase, the most common score used by lenders. StellarFi doesn’t mention average score increases
- CreditStrong offers 11 plans while StellarFi only offers 2
*StellarFi is a registered trademark of StellarFinance, Inc.
*FICO is a registered trademark of Fair Isaac Corporation