Personal Business

CreditStrong vs. Self: More Plans + Higher Average Credit Score Increase

CreditStrong and Self credit builders have more than a few things in common. Any savings deposits are FDIC-insured, there’s no hard credit pull, and we both report to the three credit bureaus. For your convenience, both credit installment builders also offer the ability to track your credit score and to automate your payments — with each on-time monthly payment building credit history that also adds to your savings.

How Do CreditStrong & Self Compare?

Credit score increase

+86 points
*Average 86-point FICO® Score increase, the most common score used by lenders.

+49 points
*Average 49-point VantageScore increase

Plans / Flexibility

11 plans across price points, needs and budgets

4 plans

Max loan amount



Max term length

120 months

24 months

Installment Loans

Revolving Loans


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Real People.
Real Results.

CreditStrong significantly increased my score.”


“I truly recommend CreditStrong for anyone who is trying to rebuild credit — it opened up so many new doors since joining and I gained 100 points. Thanks for helping me get my credit where it needs to be. I now have very good credit!”


“CreditStrong has helped my credit score go up and stay consistent – I would highly recommend the same thing for anyone who needs help with their credit. 


Why should you choose CreditStrong over Self?

We could go on all day, but here are some of the highlights:

  • Average 86-point FICO® Score boost versus Self’s 49-point average VantageScore 3.0 increase
  • Higher FICO score increase reported to all three bureaus, the most common score used by lenders
  • Combination of 11 loan choices for every need and budget versus Self’s 4 choices
  • Lower APRs compared against Self’s largest builders
  • CreditStrong can build up to 120 months of credit history (with no cancellation or prepayment fees) versus Self’s 24 months 

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