CreditStrong vs. Kovo: More Plans + Building Savings
CreditStrong and Kovo credit builders are similar in that there’s no hard credit pull or credit check, and we both report to the three credit bureaus. Both also allow you to build installment and revolving credit while tracking your FICO® Score, the score most widely used by 90% of top lenders.
How Do CreditStrong & Kovo Compare?
Credit score increase
+86 points
*Average 86-point FICO® Score increase
No public information about average credit score increase
Product Type
Credit Builder Loans
Non-traditional credit builder loans → Access to online courses.
Plans/Flexibility
11 plans across price points, needs, and budgets
1 plan
Building Savings
Money Back?
Get the loan funds back minus fees and interest
Revolving Loans
*Up to $3000
Conditional.
*Customers who make 4 on-time payments can unlock Credit Boosts ($500)
Free educational content
Real People.
Real Results.
“CreditStrong significantly increased my score.”
Denise
“I truly recommend CreditStrong for anyone who is trying to rebuild credit — it opened up so many new doors since joining and I gained 100 points. Thanks for helping me get my credit where it needs to be. I now have very good credit!”
Artex
“CreditStrong has helped my credit score go up and stay consistent – I would highly recommend the same thing for anyone who needs help with their credit. ”
Zachary
Why should you choose CreditStrong over Kovo?
We could go on all day, but here are some of the highlights:
- Up to an average 86-point FICO® Score boost while Kovo doesn’t advertise theirs
- Higher FICO score increase reported to all three bureaus, the most common score used by lenders
- Combination of 11 loan choices for every need and budget versus Kovo’s single program
- CreditStrong allows you to build savings while the $240 you pay for Kovo is a sinking fund that isn’t returned
- CreditStrong’s credit building process is more straightforward, allowing you to choose installment or revolving credit for your needs or budget
- CreditStrong’s revolving loan reports credit limits up to $3,000 versus the $500 from Kovo, making CreditStrong the quicker boost
*Kovo is a registered trademark of Kovo, Inc.
*FICO is a registered trademark of Fair Isaac Corporation