CreditStrong vs. Ava:Build more for less with greater flexibility & without having to sign up for a credit card
CreditStrong and Ava are both revolving credit builders that report to the three credit bureaus, boosting credit utilization on top of optional add-on savings plans offered via both programs. CreditStrong and Ava are easy to apply to and do not require hard credit checks or credit score minimums.
How do CreditStrong & Ava compare?
Credit Score Increase
+62 points
*Average 62-point FICO® Score increase
No public information about average credit score increase
Product Types
Revolving loan + Optional savings plan
Credit Card + Optional savings plan
Plans & Price
Starting at $99/year
$108/year
Max Credit Limit Report
Up to $10,000
Up to $2,500
Must open a credit card for credit building
No
Yes
Report to all 3 credit bureaus
Build Savings?
Real People.
Real Results.
“CreditStrong significantly increased my score.”
Denise
“I truly recommend CreditStrong for anyone who is trying to rebuild credit — it opened up so many new doors since joining and I gained 100 points. Thanks for helping me get my credit where it needs to be. I now have very good credit!”
Artex
“CreditStrong has helped my credit score go up and stay consistent – I would highly recommend the same thing for anyone who needs help with their credit. ”
Zachary
Why should you choose CreditStrong over Ava?
We could go on all day, but here are some of the highlights:
- CreditStrong reports up to a $10,000 credit limit vs. Ava’s $2,500
- CreditStrong doesn’t require you to sign up for a credit card. Simply open the revolving loan account, and you can start building credit and savings
- CreditStrong costs less than Ava ($108 monthly membership fee or $72 if paid in full)
- CreditStrong’s revolving credit builder builds an average 62-point FICO® Score increase, the most common score used by lenders. Ava doesn’t mention average score increases
- CreditStrong offers 11 plans while Ava only offers 2
*Ava is a registered trademark of Ava Finance, Inc.
*FICO is a registered trademark of Fair Isaac Corporation