The Credit Blog by CreditStrong

How can you build an 800 credit score?

An 800 credit score is achievable, but reaching it requires more discipline than most consumers realize. According to FICO, the average consumer credit score is around 700, a good

This is a guest post from guest writer Kali Geldis Read More

Can you raise your credit score by 200 points, and what steps can help?

Direct answer: Raising a credit score by 200 points is possible, but it is not guaranteed and there is no fixed timeline. Results depend on your starting score, payment history,

Increasing your credit limit can help your credit score by lowering your credit utilization ratio, but only if your balance and spending stay the same. The request itself is not

Summary Credit recovery is almost always gradual. Serious negative marks such as foreclosures and bankruptcies can affect your credit for years, though their influence

You do not need a credit card to build credit. Positively reported activity from accounts or payments may help consumers establish or build credit when the applicable scoring

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