The latest articles and advice to help you build credit.
Each time you apply for a new revolving account like a credit card, your lender will initiate a hard credit check. That adds an inquiry to your credit report, which can take
People tend to associate credit scores primarily with lenders and credit accounts, but landlords often pull your credit report when you apply for an apartment too. Your credit
When you apply for a home loan, your mortgage lender considers your gross monthly income to determine your loan amount. After all, a perfect credit score won’t do anything to
Every time someone checks your credit an inquiry is recorded on your credit report. Hard inquiries affect your credit. Soft inquiries do not. Understanding the difference will
Before you go shopping for a loan, you should know where your credit score stands. The first step is to always check your Experian, Transunion, Equifax FICO scores so you know
