Personal Business

List of Net 60 Vendors in 2023

To manage and maximize your cash flow, consider using a vendor with invoice payment terms of up to 60 days. While the terms vary from vendor to vendor, the result is often more liquid assets to help you finance your inventory until your products sell. Some of them help build your business credit, too. 

Here are some of the top net 60 vendors today.


Supplied is a no minimum purchase order wholesale supplier with inventory based on the latest trends. Most of Supplied’s customers are boutique shop owners, so these businesses may not have much cash to invest in merchandise. 

Supplied also offers a “mix and match” approach. Buyers don’t have to order an entire pallet of like items; shoppers can buy a little of this and a little of that. Supplied then goes out and acquires directly from the manufacturer and ships in one order to the business. 

With Supplied’s net 60 payment terms, businesses can order what they want now to be invoiced later. Supplied won’t charge your credit card on file until the 60 days are up, which can be excellent for boosting working capital. 

To access trade credit, shops must apply via third-party partner Rumbleship, and no credit check is required. Businesses can apply during checkout or during their initial supplier registration.  

As long as the business pays for the order invoice in full by the due date, you’ll pay no interest, fees, or penalties. Applied claims that most licensed or registered businesses can qualify for the net 60 terms, so get your paperwork in order before you apply. 


This online wholesaler is another vendor that offers a variety of products to small businesses and an attractive net 60 program. Faire specifies that their net 60 terms are available to brick-and-mortar shops that offer items for sale in a physical retail location. They don’t accept online businesses as customers. 

What information does Faire use to determine your vendor credit limit? It varies, but your past payment history and sales are usually considered, along with the type of business you own and where you operate. They may also look at bank information to verify your numbers. 

Faire lets you shop up to your vendor credit limit and then wait until up to 60 days from the invoice date, giving you time to fund other expenses in your business. With good invoice payment behavior and growth, you may get access to more vendor credit over time. 

Businesses pay no interest, fees, or penalties if they pay off their invoice within 60 days. However, if you can’t do that, Faire will charge the card on file for the amount owed. Either way, you can continue to shop from them for your ongoing inventory needs. Prepayment is always welcome! 


Another boutique wholesaler that’s getting a lot of attention is Abound. Most Abound customers will find brand minimums for each order, but these can be as low as $30. Subsequent orders from the same brand often have lower minimums. 

Abound lets any retailer, even online stores, use its services. However, it does not do business with stores on third-party marketplace sites, like or 

Shipping is free for the first 72 hours after you sign up, and then you’ll pay no more than 15% of your total order in freight fees. Returns are free when trying out new brands for the first time, for select categories. 

Those that qualify for the net 60 vendor accounts can apply when setting up your account. After 60 days, any remaining invoice balance will be charged to your credit card on file. No fees, interest, or penalties apply for using the net 60 terms. 

You can also place orders larger than your net 60 terms. Abound will charge the amount above your limit to your card upon placing your order. As you pay off your account, more of your net 60 terms will become available for you to use again, and your credit score will be positively affected. 

The Plum Card from American Express

Most businesses use credit cards, anyway, and the Plum Card from American Express aims to give business owners another way to push off payments for 60 days. There is no interest charged for the first 60 days, provided you pay the balance of the charges off by then.

For companies who may be doing well on cash flow, paying before 60 days has its perks. The American Express card gives you unlimited 1.5% cash back on purchases, as long as you pay for those purchases within ten days of your statement closing date. 

With no special purchase categories or promotions to track, this is an easy way to get access to net 60 terms and earn statement credits in those months where you may have more cash to put toward your purchases. 

There is no present spending limit, so you can use it flexibly from month to month. (This doesn’t mean you have unlimited purchasing permissions.) It’s a solid way to build upon your company’s credit score. 

If you’re a fan of Amex, and find more cash flow appealing, this card gives the best of both vendor accounts and credit cards. It has no annual fee for the first year. 

Try Negotiating Net 60 Terms with Your Current Suppliers

Are you new to business credit? Even if your current net 30 vendors don’t have you on a more generous credit term, it doesn’t mean you can’t ask for more time. Generally, you’ll need to establish a solid on-time payment history with your vendor before you’ll get approved for trade credit. 

After you’ve built a good relationship, you can ask them if they will extend the invoice terms from a net 30 account to 45 or even net 60 days. (Again, if they don’t do net 60, you may need to work up from a lesser number of days.) 

Don’t ever make a late payment on your invoice if you want to have them trust you in the future.

Finally, keep an eye on your business credit report. If you are a newer business, you may not have a business credit profile listed with places like Experian. 

Companies like Dunn & Bradstreet, a business credit bureau, will capture and document your timely payments only to select vendors and businesses. Being in business for a while isn’t a guarantee of business credit data.

The vendor may require bank account data, credit history from a business credit bureau, or sales numbers — in addition to their existing billing data from your account. 

How to Build Your Business Credit with Net 60 Vendors

The best way to establish yourself as a worthy credit risk is to keep making those on-time payments. This is especially important for net 60 vendors since it’s possible to have tens of thousands of dollars of accounts payable with them at any one time. 

These large accounts will show up on your business credit, and many of the vendors mentioned above report to more than one agency, including Dunn & Bradstreet. By taking out credit and promptly paying it back, you will tell lenders that you are good with your money and can handle increasing credit lines.

Applying for net 60 terms can be easier with companies you already do business with, so consider approaching companies you know and love first. 

If you’ve been getting wholesale orders from a company and paying each invoice on time, you have already laid the groundwork to increase your creditworthiness. 

Finally, some vendor accounts offer an early payment discount, cash discount, or accelerated payment program. Inquire about these invoice benefits before you apply. 

Build Your Business Credit with Credit Strong Business

While some vendors will offer net 30 or net 60 terms, and a subset of those vendors will report your payments to business credit bureaus, many vendors won’t offer net payment terms or report your payments to credit bureaus.

To fuel the growth of your business, and finance purchases from suppliers that don’t offer terms, you’ll also want to establish “financial tradelines” for your company’s credit profile. A financial tradeline is a loan, lease, or credit card in your company’s name.

Financial tradelines can be even harder for a young business to obtain than vendor tradelines, fortunately there is an account offered by Credit Strong that can help your company build business credit using your company’s Employer Identification Number (EIN) and not your Social Security Number (SSN).

The Credit Strong business credit builder account provides your company with the opportunity to build business credit which can help you obtain vendor financing, better terms on vendor financing, and even business loans, leases, and credit cards in the future.

Getting your company’s first financial tradeline can go a long way toward building your business credit and expanding your financing options in the future.

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