No Hard Pull
There is no hard credit pull when
you open your account.
Build credit fast: instantly build revolving
credit without a credit card
Build payment history:
build installment credit and savings
Build big credit: when you have the cash,
but not the credit
Instantly build revolving credit with no minimum monthly payment requirement.
Select the plan
Build installment credit and your savings with a low fixed monthly payment.
Select the plan that’s best for you.
Most Affordable
$ 28/mo
When you have the cash, but not the credit, build BIG credit with the largest and longest credit builder accounts in the nation.
Select the plan that’s best for you.
There is no hard credit pull when
you open your account.
Your credit profile and your associated credit score are uniquely you. How quickly your credit profile improves and the impact on the score will vary, but the best thing you can do is make on-time payments and keep building your profile.
Occasionally, adding a new line of credit to your credit profile will cause a slight temporary dip in your credit score because it may reduce the overall age of your credit history. In this case, it’s typical for your credit score to quickly rebound and increase with on-time payment history for the CreditStrong account loan.
You may cancel or close your CreditStrong account at any time with no prepayment or early termination fee. Please note that any payments received more than 30 days late will be reported as ‘late’ to the credit bureaus.
When canceling or closing your account you should be aware that payment history is the most important factor for your FICO credit score and by closing your account early you will reduce the number of payments reported to the credit bureaus, potentially reducing the positive impact of the CreditStrong Account loan on your credit score.
It really works I've been with them for over a year half and it helped me get approved for bigger loans
Awesome way to actually build your credit score without going through the hassle of a credit card. Highly recommend CreditStrong to anyone looking to improve their credit score while saving some money along the way.
Great way to help a bit with credit score AND help with some savings... I've not used credit for years, so this made good sense to help build and maintain a good score and also have some funds later on...
This site is awesome perfect for saving also growing your credit I recommended creditstrong to many friends
I signed up for CreditStrong's services 5 months ago. All that I can say is WOW!!! It really works, especially, when you're rebuilding your credit. It's a positive trade line that does two things: it gives you an installment account that's also a savings account that pays you once you've completed the plan or cancel at anytime. It reports to all 3 credit bureaus every month. So make your payments on time and watch your credit score soar!!!