What is your goal?
Largest long-term impact
-
Build a large amount of credit with a low monthly payment
-
Build $2,000 to $30,000 of installment credit
-
Optimized to build large credit – not savings
$25 Today
$30/mo to $350/mo
Monthly Payment Required
Improve credit quickly
-
Build up to $3,000 of revolving credit
-
Can rapidly improve credit utilization – and score
-
No monthly payment required
$99 Today
No Monthly Payment Required
Build credit & savings
-
Build $1,000 to $10,000 of installment credit
-
Instal: Starter account – Build credit and savings
-
CS Max: Build larger credit vs savings
$15 or $25 Today
$28/mo to $199/mo
Monthly Payment Required
MAGNUM: Average FICO® Score 8 increase of 86 points in 12 months for MAGNUM 10000 accountholders with a starting credit score of 550 or less, for all accounts opened in 2021 with 12 or more months of account activity that made 12 on-time payments.
REVOLV: Average FICO® Score 8 increase of 62 points for Revolv accountholders with a starting credit score under 550 who opened an account in Q1 2023 and made optional monthly savings payments between $15 and $45.
INSTAL/CS MAX: Average FICO® Score 8 increase of 45 points for Instal/CS Max accountholders with a starting credit score under 550 who opened an account in Q1 2023 and made at least 3 on-time payments.
No credit score increase is guaranteed. Individual results will vary. Every individual’s credit profile is unique, and your personal credit score may be impacted by all accounts and activity reported on your credit report.
Note: CreditStrong accounts are credit builder loans. You will not receive loan proceeds upfront. Loan proceeds are locked in a savings account that secures the credit builder loan and released when account is paid off or closed, net of any principal, interest, or outstanding fees due at time of closure. CreditStrong accounts are not credit cards.