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Accounts & Pricing

Choose the account that’s right for you.

A Credit Strong account adds an installment loan to your credit report to help you establish, build, or rebuild your credit profile. The principal portion of your monthly payments goes into a savings account in your name, helping you build savings and your credit history.

Here’s what to expect:

Activate your Credit Strong account by paying a one-time non-refundable administrative fee of $8.95.


Make 12 or 24 on-time monthly payments. We report your monthly payments to the three major credit bureaus, building your credit profile and history.


When your loan is repaid in full, you'll unlock your savings account plus the interest you've earned.


Plans and Pricing

Choose the Credit Strong account that's right for you


Installment Loan Amount

Number of Payments


Funds Deposited in Savings

Account Term

Note: The loan funds that are deposited in your savings account are locked to secure your loan and not available to withdraw until your loan is repaid in-full.

Benefits of your Credit Strong account

Installment loan reported to all 3 major credit bureaus

NO hard credit pull or inquiry

NO upfront security deposit required

What to expect when you open your Credit Strong account

Today, activate your Credit Strong account by paying a one-time non-refundable fee of $8.95

Starting next month, make 12 or 24 on-time monthly payments based on your plan.  We report your payments to the three major credit bureaus.

When your account is paid-in-full, you'll unlock your savings plus the interest you've earned.

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Accountholders must be at least 18 years old and a citizen of the United States or permanent resident with a valid social security number. Applicants for accounts are subject to verification of identity. A valid bank account or debit card account are required for payment. All loans are subject to consumer report review and approval.

Credit Strong is NOT a credit repair service and does not remove negative credit history from your credit profile. Disclaimer: Credit profile improvement is not guaranteed. Changes in your credit score reflect individually specific financial behavior and history. Failure to make minimum required loan payments on-time may result in your loan payment(s) being reported as delinquent to credit bureaus which may negatively impact your credit profile.

Testimonial Disclaimer: Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals. Testimonials may not be representative of all individuals and certain individuals may have inferior results than indicated in testimonials.

Credit Strong® is a registered trademark of Austin Capital Bank SSB. FICO® is a registered Trademark of Fair Isaac Corporation. Austin Capital Bank SSB. Member FDIC. Equal Housing Lender. © 2019 Austin Capital Bank SSB. All Rights Reserved.